Terms of Service

Tribal Finance, a company based in the Cayman Islands (“Tribal”, “we”, “us”, or “our”), provides this website-hosted user interface (the “Interface”) that can be used to access Tribal Finance, a Real World Asset (RWA) Layer 3 (L3) protocol (the “Protocol”). This Interface, along with any related content and functionality accessible via our website at https://tribal.finance, or any other website where these Terms of Service (as updated from time to time, these “Terms of Service”) are posted, collectively make up the “Site”. Additionally, all related technologies (collectively, the Interface and the Site, along with all existing and future features, functionality, and technology) constitute our “Services”.

Your access and use of our Services are governed by these Terms of Service. By accessing, browsing, or using the Site, the Interface, or any other aspect of our Services, you confirm that you have read, understood, and agree to comply with these Terms of Service. If you are using our Services on behalf of an organization or entity, you agree to these Terms of Service on their behalf and confirm that you have the authority to bind them to these Terms of Service (in which case, “you” and “your” will refer to that organization or entity). If you do not agree to these Terms of Service, you are not permitted to access, browse, or use our Services.

Please note that the Protocol is not included in our Services. The Protocol is operated via certain open-source software and smart contracts that, once deployed to the Protocol, are not under our control (even if we contributed to their initial development). We do not manage the activities of third parties or any users transacting on the Protocol, nor do we take possession, custody, or control over any virtual currency or digital asset on the Protocol, unless explicitly stated in a written agreement. You acknowledge and agree that we make no representations or warranties regarding Tribal, and that your use of the Protocol is at your own risk.

We reserve the right to amend or modify portions of these Terms of Service at any time, at our sole discretion. If we make changes, we will post them on this page and indicate the date of the last revision at the top of the page. You can review the most current version of these Terms of Service by visiting the “Terms of Service” link on the Site. Your continued use of our Services after the effective date of any changes constitutes your acceptance of the new Terms of Service. We encourage you to periodically review this page to stay informed of any updates. If you do not agree to the revised Terms of Service, you must stop accessing, browsing, or using our Services.

For more details about our collection, use, and disclosure of personal data, please review our Privacy Policy at https://tribal.finance/privacy-policy (the “Privacy Policy”). By using our Services, you consent to our collection, use, and disclosure of personal and other data as outlined in the Privacy Policy.

When using certain features of our Services, you may also be subject to additional terms that apply to those features. All such additional terms are hereby incorporated by reference into these Terms of Service.

By using our Services, you represent that your use of our Services complies fully with all applicable laws and regulations, and that you will not use our Services to engage in, promote, or facilitate any illegal activity. While using our Services, you must comply with all applicable sanctions, regulations, and rules, including those administered by the U.S. Department of the Treasury’s Office of Foreign Assets Control (“OFAC”), including restrictions on conducting business in certain jurisdictions such as the Crimea region of Ukraine, Cuba, Iran, North Korea, or Syria. Our Services may not be used by or for: (i) any individual or entity listed on the Specially Designated Nationals and Blocked Persons (“SDN”) List maintained by OFAC; (ii) any entity owned 50% or more in aggregate by such SDN(s); or (iii) any other use requiring a license or governmental approval. If Tribal determines that you have violated this section, we may block your access to our Services and any interests in property as required by law.

You may only use our Services if you are at least 18 years old and capable of entering into a binding contract with Tribal, and not otherwise barred from using our Services under applicable law or these Terms of Service.

By using our Services, you agree to maintain the confidentiality of your credentials and accept full responsibility for any activities that occur under your credentials.

Tribal reserves the right to modify or discontinue, temporarily or permanently, our Services (or any part thereof) without notice. You agree that Tribal will not be liable to you or any third party for any modification, suspension, or discontinuation of our Services.

As between Tribal and you, you are solely responsible for your applications (“Your Apps”), including their development, operation, maintenance, and all related content and materials.

If you are blocked by Tribal from accessing our Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking (e.g., by masking your IP address or using a proxy IP address or virtual private network).

All information provided by our Services is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained in our Services. Before you make any financial, legal, or other decisions involving our Services, you should seek independent professional advice from an individual who is licensed and qualified in the area for which such advice would be appropriate.

These Terms of Service do not create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. You further agree that the only duties and obligations that we owe you are those set out expressly in these Terms of Service.

You acknowledge and agree that our Services may contain content or features (“Service Content”) that are protected by copyright, patent, trademark, trade secret, or other proprietary rights and laws. Except as expressly authorized by Tribal (e.g., to the extent any of the Protocol is made available under an open-source license), you agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute, or create derivative works based on our Services or our Service Content, in whole or in part, except that the foregoing does not apply to your own User Content that you upload to or make available through our Services in accordance with these Terms of Service. Any use of our Services or our Service Content other than as specifically authorized herein is strictly prohibited.

The Tribal name and logos are trademarks and service marks of Tribal (collectively, the “Tribal Trademarks”). Other company, product, and service names and logos used and displayed via our Services may be trademarks or service marks of their respective owners who may or may not endorse or be affiliated with or connected to Tribal. Nothing in these Terms of Service or our Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of Tribal Trademarks. All goodwill generated from the use of Tribal Trademarks will inure to our exclusive benefit.

Under no circumstances will Tribal be liable in any way for any content or materials of any third parties (including users), including for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any such content. You acknowledge that Tribal does not pre-screen content, but that Tribal and its designees will have the right (but not the obligation) in their sole discretion to refuse or remove any content that is available via the Site. Without limiting the foregoing, Tribal and its designees will have the right to remove from the Site any content that violates these Terms of Service or is deemed by Tribal, in its sole discretion, to be otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content.

You represent and warrant that you own all rights, title, and interest in and to any User Content that you make available via the Site, including all copyrights and rights of publicity contained therein. You hereby grant Tribal and its affiliated companies, successors, and assigns a non-exclusive, worldwide, royalty-free, fully paid-up, transferable, sublicensable (directly and indirectly through multiple tiers), perpetual, and irrevocable license to copy, display, upload, perform, distribute, store, modify, and otherwise use such User Content in connection with the operation of the Site. You assume all risk associated with your User Content and the transmission of your User Content, and you have sole responsibility for the accuracy, quality, legality, and appropriateness of your User Content.

You hereby authorize Tribal and its third-party service providers to derive statistical and usage data relating to your use of the Site (“Usage Data”). We may use Usage Data for any purpose in accordance with applicable law and our Privacy Policy.

Any questions, comments, suggestions, ideas, feedback, reviews, or other information about our Services (“Submissions”), provided by you to Tribal are non-confidential and Tribal will be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment, attribution, or compensation to you.

You acknowledge and agree that Tribal may preserve User Content and may also disclose User Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process, applicable laws, or government requests; (b) enforce these Terms of Service; (c) respond to claims that any content violates the rights of third parties; or (d) protect the rights, property, or personal safety of Tribal, its users, or the public. You understand that the technical processing and transmission of our Services, including your User Content, may involve (i) transmissions over various networks; and (ii) changes to conform and adapt to technical requirements of connecting networks or devices.

The Service provides access to services, sites, technology, applications, and resources that are provided or otherwise made available by third parties (the “Third-Party Services”). Your access and use of the Third-Party Services may also be subject to additional terms and conditions, privacy policies, or other agreements with such third parties. Tribal has no control over and is not responsible for such Third-Party Services, including for the accuracy, availability, reliability, or completeness of information shared by or available through Third-Party Services, or on the privacy practices of Third-Party Services. We encourage you to review the privacy policies of the third parties providing Third-Party Services prior to using such services. You, and not Tribal, will be solely responsible for any and all costs and charges associated with your use of any Third-Party Services. The integration or inclusion of such Third-Party Services does not imply an endorsement or recommendation. Any dealings you have with third parties while using our Services are between you and the third party. Tribal will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any Third-Party Services.

You agree to defend, indemnify, and hold harmless Tribal, its affiliates, and its and their respective officers, employees, directors, service providers, licensors, and agents (collectively, the “Tribal Parties”) from any and all losses, damages, expenses, including reasonable attorneys’ fees, rights, claims, actions of any kind, and injury (including death) arising out of or relating to your use of our Services, Your Apps, any User Content, your connection to our Services, your violation of these Terms of Service, or your violation of any rights of another. Tribal will provide notice to you of any such claim, suit, or proceeding. Tribal reserves the right to assume the exclusive defense and control of any matter which is subject to indemnification under this section, and you agree to cooperate with any reasonable requests assisting Tribal’s defense of such matter. You may not settle or compromise any claim against the Tribal Parties without Tribal’s written consent.

You expressly agree that you assume all risks in connection with your access and use of our Services, including your interaction with the Protocol. You further expressly waive and release us from any and all liability, claims, causes of action, or damages arising from or in any way relating to your use of our Services, including your interaction with the Protocol. If you are a California resident, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or releasing party.” If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE TRIBAL PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

THE TRIBAL PARTIES MAKE NO WARRANTY THAT (A) THE SERVICE WILL MEET YOUR REQUIREMENTS; (B) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, APPLICATIONS, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS.

By accessing and using the Service, you represent and warrant that you understand the inherent risks associated with using cryptographic and blockchain-based systems, and that you have a working knowledge of the usage and intricacies of digital assets, such as those following the Ethereum token standard (ERC-20) and bridging across different blockchain solutions. You further understand that the markets for these digital assets are highly volatile due to various factors, including adoption, speculation, technology, security, and regulation. You acknowledge and accept that the cost and speed of transacting with cryptographic and blockchain-based systems are variable and may increase dramatically at any time. You further acknowledge and accept the risk that your digital assets may lose some or all of their value while they are supplied to the Protocol through the Interface, you may suffer loss due to the fluctuation of prices of tokens in a trading pair or liquidity pool, and, especially in expert modes, experience significant price slippage and cost. You understand that anyone can create a token, including fake versions of existing tokens and tokens that falsely claim to represent projects, and acknowledge and accept the risk that you may mistakenly trade those or other tokens. You further acknowledge that we are not responsible for any of these variables or risks and cannot be held liable for any resulting losses that you experience while accessing or using the Service. Accordingly, you understand and agree to assume full responsibility for all of the risks of accessing and using the Service, including the Interface to interact with the Protocol.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE TRIBAL PARTIES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING DAMAGES FOR LOSS OF GOODWILL, USE, OR DATA OR OTHER INTANGIBLE LOSSES (EVEN IF THE TRIBAL PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, RESULTING FROM: (A) THE USE OR THE INABILITY TO USE THE SERVICE; (B) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (C) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (D) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; (E) INTERRUPTION OR CESSATION OF FUNCTION RELATED TO THE INTERFACE; (F) BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE INTERFACE; (G) ERRORS OR OMISSIONS IN, OR LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF, ANY CONTENT MADE AVAILABLE THROUGH THE INTERFACE; OR (H) ANY OTHER MATTER RELATING TO THE SERVICE. IN NO EVENT WILL THE TRIBAL PARTIES’ TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID TRIBAL IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the disclaimer or exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations set forth above may not apply to you or be enforceable with respect to you. If you are dissatisfied with any portion of the Service or with these Terms of Service, your sole and exclusive remedy is to discontinue the use of the Service.

If you are a user from New Jersey, the foregoing sections titled “Disclaimer of Warranties; Assumption of Risk” and “Limitation of Liability” are intended to be only as broad as is permitted under the laws of the State of New Jersey. If any portion of these sections is held to be invalid under the laws of the State of New Jersey, the invalidity of such portion will not affect the validity of the remaining portions of the applicable sections.

You agree that you are solely responsible for your interactions with any other user in connection with our Services, and Tribal will have no liability or responsibility with respect thereto. Tribal reserves the right, but has no obligation, to become involved in any way with disputes between you and any other user of our Services.

These Terms of Service (together with the terms incorporated by reference herein) constitute the entire agreement between you and Tribal governing your access and use of our Services and supersedes any prior agreements between you and Tribal with respect to our Services. You also may be subject to additional terms and conditions that may apply when you use Third-Party Services, third-party content, or third-party software. These Terms of Service will be governed by the laws of the Cayman Islands without regard to its conflict of law provisions. You and Tribal submit to the personal and exclusive jurisdiction of all levels of courts located within the Cayman Islands. The failure of Tribal to exercise or enforce any right or provision of these Terms of Service will not constitute a waiver of such right or provision. If any provision of these Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms of Service remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of our Services or these Terms of Service must be filed within one (1) year after such claim or cause of action arose or be forever barred. A printed version of these Terms of Service and of any notice given in electronic form will be admissible in judicial or administrative proceedings based upon or relating to these Terms of Service to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You may not assign these Terms of Service without the prior written consent of Tribal, but Tribal may assign or transfer these Terms of Service, in whole or in part, without restriction. The section titles in these Terms of Service are for convenience only and have no legal or contractual effect. As used in these Terms of Service, the words “include” and “including,” and variations thereof, will not be deemed to be terms of limitation, but rather will be deemed to be followed by the words “without limitation.” Notices to you may be made via either email or regular mail. The Service may also provide notice to you of changes to these Terms of Service or other matters by displaying notices or links to notices generally on our Services. Tribal will not be in default hereunder by reason of any failure or delay in the performance of its obligations where such failure or delay is due to civil disturbances, riot, epidemic, hostilities, war, terrorist attack, embargo, natural disaster, acts of God, flood, fire, sabotage, fluctuations or unavailability of electrical power, network access or equipment, or any other circumstances or causes beyond Tribal reasonable control.

Please contact us at contact@tribal.finance to report any violations of these Terms of Service or to pose any questions regarding these Terms of Service or our Services.